How To Draft A Will

Where there’s a will, there’s a way…

Most people have a ‘thing’ about wills. They consider it morbid, or even tempting fate, it sounds complicated and, basically, they would rather go outside and have a good old braai.

Also, some think that yes, death will eventually happen, but certainly not to them. Well, not just yet anyway. And another thing, tomorrow is okay as well.

All these factors are very real (and potentially disastrous) for the majority of South Africans. The point is, though, that the making out of a will is of dire importance, and the sooner it is done, the better.

It’s very important

Here’s why it is so vital:

  • You can clear all debts.
  • It provides for those who to you are the most important in your life.
  • It protects your estate being the subject of legal suits.
  • It reduces inheritance tax.
  • Most importantly, if you don’t make out a will, everything goes to the state (dying intestate).

The making out of a will is no big deal and it’s certainly not complicated. Except for estates that are vast and complex, a will can probably take a maximum of an hour to complete. It is then lodged with whoever you have chosen to be the executor. Oh my, you say, exasperated, it’s getting complicated again.

Not at all! It all just sounds that way. In fact, with most things that we are unaccustomed to, it sounds that way, but when you get down to the nitty-gritty, it’s as easy as pie.

If you sign up for a small fee with Right Cover, we help you with your last will and testament every step of the way, including providing free templates of all the necessary documents to be completed.

Correct in every way

It’s always a good idea to have professionals like Right Cover, who are used to this kind of procedure, on your side. For example, they will also be able to help you in ensuring that your will is correct in every way and that no-one can dispute certain points because they have not been correctly filled in.

This validity includes how the will is set out (the importance of the template), the witnessing of the will, the initialling of the will by yourself and your witnesses, the appointment of an executor and how you want your property and possessions to be divided.

Avoiding disputes

We at Right Cover know all about the intricacies of South African law, and what disputes have arisen over certain anomalies in the cases of wills, so they know all about what to avoid.

What you should be thinking about once you have the templates is who should get what, and if you have children younger than 16, who should be appointed the legal guardian. You must also consider what you want to happen to your body after death. Do you want to be buried or cremated?

These are important issues that you must put your mind to, as morbid as it may be, as it will be a reality one day, and you don’t want to leave it up to a family member to decide what he or she thinks is right!

Okay, all done! Now you can go for your braai!

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